| Cash | Non-cash | |
|---|---|---|
| Bank buys | 1.802000 | 1.805600 |
| Bank sells | 1.850300 | 1.846600 |
| BNB fixing | 1.830270 | |
Advantages
- Up to 95% of the property price
- Long repayment term up to 35 years for loans in BGN and EUR
- No review fee
- Grace period - up to 12 months
Parameters
| Purpose | Loan of Investbank JSC for the purchase of a property in the Allegro Home Residential Complex Manastirski Livadi - West res. area, city of Sofia |
|---|---|
| Currency | BGN and EUR |
| Maximum amount | Up to 95% of the property price |
| Interest rate | - When the borrower opts to be held liable with their entire property as a general collateral for the loan pursuant to Art. 133 of the Obligations and Contracts Act - floating interest rate for the entire term of the agreement: 12M EURIBOR + 2,60 points, but no less than 2,60%
- When the borrower opts for the Bank to satisfy its claims fully and finally only to the amount of the collateral to the loan after enforcement proceedings by the court or after its sale with the Bank's consent - a floating interest rate for the entire term of the Agreement: 12M EURIBOR + 8,90 points but no less than 8,90%
|
*The annual percentage rate of charge stands at 2,79% for loans at the amount of BGN 120 000, with repayment term of 35 years and floating interest rate based on the amount of 12M EURIBOR + 2,60%, 2,60% minimum for the entire term of the loan, salary transfer to an account of the Bank, no document review fee, risk assessment fee - BGN 50,00, monthly fee for Invest Optima + package - BGN 5,99 and an issued credit card. The monthly installment stands at BGN 435,45 exclusive of monthly fees. With included monthly fees the installments stand at BGN 445,35. The total amount due for repayment stands at BGN 187 099,07. It is necessary to take out a property insurance. The cost of the Property insurance is not included in the annual percentage rate of charge.
Find out more about the mortgage loan for the purchase of a real estate property in the Allegro Home residential complex at 0700 12 555 or visit any financial center of Investbank JSC that is convenient to you.
Contacts
-
0700 12 555
For Vivacom subscribers at the price of one local call from all over the country
-
17 555
For subscribers of mobile operators at a price according to their tariff plan
-
+359 2 40 13 101
For connection from abroad
-
office@ibank.bg
E-mail
- Contact us
Branch network
Exchange rates
то 25.04.2024 08:52| Cash | Non-cash | |
|---|---|---|
| Bank buys | 1.949000 | 1.950000 |
| Bank sells | 1.960000 | 1.959000 |
| BNB fixing | 1.955830 | |
| Cash | Non-cash | |
|---|---|---|
| Bank buys | 2.253400 | 2.257900 |
| Bank sells | 2.312100 | 2.307500 |
| BNB fixing | 2.275680 | |
| Cash | Non-cash | |
|---|---|---|
| Bank buys | 1.968200 | 1.972200 |
| Bank sells | 2.028200 | 2.024200 |
| BNB fixing | 2.001050 | |
Terms and Conditions
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Terms and conditions
For individuals For legal entities -
Terms and conditions for financial instruments operations
For individuals For legal entities