Consumer loan
- Up to
BGN 60,000 / EUR 30,677.51 Maximum loan amount!
- Up to 10 years
Repayment period
- Instant approval
Within the same day!
- Bonus
Credit card included
Направете първата стъпка към вашия кредит
A loan that is selected especially for you
Advantages:
- Loan up to 30 000 EUR
- Online application
- Approval within 24 hours
- Bonus credit card with no fee for the first year * *Until June 30, 2025, every client with a consumer loan receives a Mastercard credit card without a fee for 12 months and without additional income analysis. A mandatory condition for using the bonus is that at least one payment must be made with the card at a POS terminal during the first 30 days of issuance.
- Long repayment period – up to 10 years
За да запазите безплатното обслужване, е необходимо картата да бъде в статус „активна" и да се използва поне веднъж в рамките на първия месец. При неизпълнение на тези условия ще се прилага стандартната такса съгласно тарифата.
Loan Calculator
Clear parameters - transparent terms
- Purpose
Current needs
- Currency
EUR
- Minimum amount
EUR 250
- Maximum amount
For clients with proven net income over 850 BGN / 434.60 EUR – up to 30 000 EUR.
For clients with net income below 850 BGN / 434.60 EUR, as well as clients who prove income with an official note – up to 20,000 BGN / 10,225.84 EUR. These clients can be offered a loan of up to 40,000 BGN / 20 451.68 EUR – upon providing a guarantor/co-signer.
- Minimum term
12 month
- Interest rate
Аccording to the client profile and the source of income of the clients
- Conditions
The customers who can apply for a consumer loan must meet simultaneously the following conditions: They must be legally capable and qualified natural persons pursuant to the applicable Bulgarian legislation, who are Bulgarian citizens having a permanent residence in Bulgaria and proven income, including from a pension; Pensioners are necessarily required to receive their pension at an account at the Bank; For pensioners who do not live in their own home (pursuant to the data declared in their Loan Application), the required minimum amount of the Borrower's pension must be more than 50% of the minimum salary for the country at the time of submitting the loan application. For pensioners who live in their own home this restriction is not applicable; The other borrowers must meet the mandatory condition to have the account of the borrower credited with a minimum amount no less than the monthly loan installment +20%, if the customer has chosen not to have a full transfer of salary/other regular monthly transfer.