Loans to students and doctoral candidates

Loans to students and doctoral candidates

  • Extremely favourable interest rate conditions
  • Fixed annual interest rate of 3.95 % for the entire term of the loan, with the interest rate being charged only on the disbursed amount of the loan
  • The repayment of the loan starts only a year after graduation

Advantages

  • Fixed annual interest rate of 3.95 % for the entire term of the loan
  • Long repayment term - up to 10 years plus a grace period
  • Interest rate being charged only on the disbursed amount of the loan
  • The repayment of the loan starts only a year after graduation
  • No fees and commission for disbursement and repayment of the loan
Parameters

Purpose

Investbank JSC shall provide loans to regular full-time students and doctoral candidates in Bachelor's, Master's or PhD degree programs, based on an agreement signed with the Ministry of Education and Science.

The loans are provided in BGN and can be used to pay tuition and/or fund the financial support of a child.  The loans are repaid in equal monthly installments.

The students and doctoral students who can apply for a student loan must meet simultaneously the following conditions:

- To be Bulgarian citizens, citizens of EU Member States, of the European Economic Area or the Swiss Confederation, no older than 35 years of age; 

- To be regular full-time students in Bachelor's, Master's or PhD programs at a public or private university or research organization in the Republic of  Bulgaria

Currency

BGN

Interest rate

3,95% 

Type of interest rate

Fixed annual interest rate

Repayment term

Up to 10 years plus a grace period

Fees

No fees and commission for disbursement and repayment of the loan



Investbank AD provides loans to students and doctoral students in a regular form of education for obtaining a bachelor's, master's or doctoral degree, based on a contract with the Ministry of Education and Science.