- Market rate aligned with the European index
- Long repayment period
- Opportunity to use part of the funds for repairs and finishing works;
- Opportunity to finance the purchase of properties with Act 14** and Act 15
- Opportunity to use up to a 12-month grace period for the principal
То contact a financial consultant for assistance - 00359 2/4 01 39 79
Purpose | Purchase of residential or commercial real estate with a degree of completion at least up to the "Rough Construction" phase. Purchase of residential or commercial real estate with a degree of completion at least up to the "Rough Construction" phase and repairs and improvements to the purchased property.Refinancing of loans used for the purpose of purchasing residential or commercial real estate; Purchase of property owned by Bankat; Purchase of property in EU member states. The financing of the purchase of real estate with the degree of completion "Rough construction" /ACT 14/ is only permissible for properties purchased by builders who received financing for the construction from the Bank, or property owned by the Bank. In the event that the builder has a delay in payments on his own loan, the funds from the financing must necessarily be used to pay off the builder's loan. Citizens of the European Union can also benefit from the conditions. |
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Currency | BGN and EUR |
Repayment term | Up to 30 years - for Bulgarian citizens; up to 20 years - for citizens of countries that are members of the European Union |
Interest rate | Opportunity to choose between the annuity installments or equal installments for principal and decreasing installments for interest rate. Opportunity for an individual repayment scheme with monthly installments of various amount, if there is seasonality in the customer's income, but with equal annual repayments of the principal.
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You can get more information by calling 00359 2/4 01 39 79
Contacts
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0700 12 555
For Vivacom subscribers at the price of one local call from all over the country
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17 555
For subscribers of mobile operators at a price according to their tariff plan
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+359 2 40 13 101
For connection from abroad
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office@ibank.bg
E-mail
- Contact us
Branch network
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Terms and conditions
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Terms and conditions for financial instruments operations
For individuals For legal entities