Loan for individuals with pledge of monetary funds

  • Repayment term - 10 years
  • Overdraft loan - up to 24 months with a renewal option
  • Credit limit to a credit card - up to 24 months with a renewal option
  • Up to 90% of the collateral value

  • Up to 90%

    Of the pledged amount

  • Up to 120 months

    Repayment period

  • Low fixed interest rate

    For the entire term

  • Simplified process

    Fast approval

Loan for individuals with pledge of monetary funds

Направете първата стъпка към вашия кредит

A loan that is selected especially for you

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Advantages:

  • Repayment term - 10 years
  • Overdraft loan - up to 24 months with a renewal option
  • Credit limit to a credit card - up to 24 months with a renewal option
  • Fixed interest rate
  • Up to 90% of the collateral value

Clear parameters - transparent terms

  • Purpose

    Loan or overdraft for current needs to a current account with/without issued debit card or for a credit card. In this way you receive unrestricted cash without a breach of the terms under the existing term deposits.

  • Currency

    EUR, USD

  • Maksimum term
    • Overdraft loan - up to 24 months with a renewal option
    • Credit limit to a credit card - up to 24 months with a renewal option.
  • Maximum amount
    • Up to 90% of the collateral value
    • If the deposit has an advance payment of the interest - up to 80% of the collateral
      value
    • If one of the currencies - of the loan or of the collateral is USD - up to 80% of the
      collateral value.
  • Fees and commissions

    All fees are pursuant to the Tariff of terms, interest rates, fees and commissions applied by Investbank JSC.

  • Repayment
    • Consumer loan - one-time repayment at the maturity date, by monthly payment of due interest rates or by a repayment scheme - at the customer's choice.
    • Overdraft loan - in overdraft mode for the term of loan repayment. The interest rates on the loan are payable on a monthly basis.
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