Loan or overdraft for current needs to a current account with/without issued debit card or for a
credit card. In this way you receive unrestricted cash without a breach of the terms under the
existing term deposits.

BGN, EUR, USD

• Overdraft loan - up to 24 months with a renewal option
• Credit limit to a credit card - up to 24 months with a renewal option.

• Up to 90% of the collateral value
• If the deposit has an advance payment of the interest - up to 80% of the collateral
  value
• If one of the currencies - of the loan or of the collateral is USD - up to 80% of the
  collateral value.

All fees are pursuant to the Tariff of terms, interest rates, fees and commissions
applied by Investbank JSC.

• Consumer loan - one-time repayment at the maturity date, by monthly payment of due
  interest rates or by a repayment scheme - at the customer's choice.
• Overdraft loan - in overdraft mode for the term of loan repayment. The interest rates
  on the loan are payable on a monthly basis.