Loans for individual clients – retirees

Loans for individual clients – retirees

  • Investbank JSC provides consumer loans and overdraft loans to pensioners, which can be
    disbursed in BGN or in EUR
  • The maximum amount of the loan stands at BGN 5 000
  • Repayment term of up to five years.
Advantages Parameters
Advantages

  • Low interest rate
  • Up tp BGN 5000
  • Repayment term of up to five years
Parameters

Maximum loan amount

5 000 BGN
Maximum term

Up to 5 years /no more than the number of years remaining till the borrower turns 75 years of age/
Interest rate
  • By the age of 70 - 9,35%
  • After the age of 70 - 9,75%
Repayment scheme

In annuity installments
Fees

Review fee - BGN 10, payable upon loan disbursement
Overdraft loan
  •       When proving income only from pension - up to 3 monthly pensions, but no more than BGN 3 000. When proving income from pension and additional income - up to 3 times the net monthly income, but no more than BGN 3 000;
  • Term up to 24 months with automatic renewal for another 24 months if there are no late payments;
  • Fixed income rate of 11.00%;
  • In overdraft mode for the term of loan repayment, or one-time payment at maturity date.
Contacts
Branch network
Exchange rates
то 20.03.2023 08:30
USD
EUR
GBP
CHF
Cash Non-cash
Bank buys 1.807000 1.810600
Bank sells 1.859900 1.856200
BNB fixing 1.841130
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Cash Non-cash
Bank buys 1.949000 1.950000
Bank sells 1.960000 1.959000
BNB fixing 1.955830
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Cash Non-cash
Bank buys 2.206900 2.211300
Bank sells 2.269500 2.265000
BNB fixing 2.235540
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Cash Non-cash
Bank buys 1.950000 1.953900
Bank sells 2.014500 2.010500
BNB fixing 1.984000
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Terms and Conditions
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Interest rate bulletin
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