Loans for individual clients – retirees

Loans for individual clients – retirees

  • Investbank JSC provides consumer loans and overdraft loans to pensioners, which can be
    disbursed in BGN or in EUR
  • The maximum amount of the loan stands at BGN 25 000
  • Repayment term of up to seven years.
Advantages Parameters
Advantages

  • Low interest rate
  • Up tp BGN 25000
  • Repayment term of up to seven years
  • Оption to choose between a fixed or floating interest rate
Parameters

Maximum loan amount

25 000 BGN
Maximum term

Up to 7 years /no more than the number of years remaining till the borrower turns 75 years of age/
Interest rate
  • By the age of 70 - 9,35%
  • After the age of 70 - 9,75%
Repayment scheme

In annuity installments
Fees

Review fee - BGN 10, payable upon loan disbursement
Overdraft loan
  •       When proving income only from pension - up to 3 monthly pensions, but no more than BGN 3 000. When proving income from pension and additional income - up to 3 times the net monthly income, but no more than BGN 3 000;
  • Term up to 24 months with automatic renewal for another 24 months if there are no late payments;
  • Fixed income rate of 11.00%;
  • In overdraft mode for the term of loan repayment, or one-time payment at maturity date.
Contacts
Branch network
Exchange rates
то 19.04.2024 22:29
USD
EUR
GBP
CHF
Cash Non-cash
Bank buys 1.808100 1.811700
Bank sells 1.855800 1.852100
BNB fixing 1.835940
See All
Cash Non-cash
Bank buys 1.949000 1.950000
Bank sells 1.960000 1.959000
BNB fixing 1.955830
See All
Cash Non-cash
Bank buys 2.259200 2.263700
Bank sells 2.317200 2.312500
BNB fixing 2.284310
See All
Cash Non-cash
Bank buys 1.988500 1.992500
Bank sells 2.048400 2.044300
BNB fixing 2.020490
See All
Terms and Conditions
Archive for individuals Archive for legal entities
Interest rate bulletin
Archive Interest rate bulletin Archive reference interest rates