Standard deposit

Standard deposit

  • You can deposit your unrestricted cash funs at all financial centers and offices of the Bank
    both in BGN, as well as in any other currency units by ID card alone.
Advantages

You can deposit your unrestricted cash funs at all financial centers and offices of the Bank both in BGN, as well as in any other currency units by ID card alone.

Deposit terms:

  • Currency for natural persons:  BGN, EUR, USD, GBP, CHF;
  • Deposit term:  1, 3, 6, 12 months;
  • Minimum amount to open a deposit: 500 currency units;
  •  The interest is charged on the deposit on a daily basis and is paid at the final maturity date.  The payment of the interest can be credited to a deposit account, demand deposit or current account of the customer;
  • There are no restrictions for the deposit of cash funds in the deposit account;
  • Partial withdrawal of deposit amounts - partial withdrawal of deposit amounts is not allowed;
  • In case of early termination, the deposits for natural persons shall bear interest identical to the applicable interest rate for a demand deposit in the respective currency.   The deposits for legal persons shall bear interest identical to the applicable interest rate for a current account in the respective currency.

The deposit is guaranteed by the Bulgarian Deposit Insurance Fund up to an amount set forth in the Bank Deposit Guarantee Act.

You can find more information about bank deposit guarantees here.

Parameters
Deposit Standart
Currency Minimum amount 1 month 3 month 6 month 12 month
BGN 500 0,02% 0,20% 0,50% 0,70%
EUR 500 0,02% 0,20% 0,50% 0,70%
USD 500 0,00% 0,00% 0,15% 0,20%
GBR 500 0,00% 0,00% 0,00% 0,00%
CHF 500 0,00% 0,00% 0,00% 0,00%