BGN and EUR

Up to 31 months of the date of the credit limit agreement (except for common transit) and up to 37 months of the date of credit limit agreement in case of issue of customs guarantees;

• Up to 30% of the officially reported net income from sales for the financial year ended , but no more than BGN 200 000 or the respective equivalent in EUR;
• For bank guarantees during the disbursement period of the credit limit it is possible to issue single bank guarantees with a maximum validity term of 18 months.

• Mortgage on a real estate property in a residential, administrative, commercial building or industrial building;
• Mortgage on agricultural land;
• Pledge of machinery, transport vehicles related to the main activities of the company;
• Blocked cash funds in an account at the Bank;
• The insurance value of the pledges insured in favour of the Bank shall be at an amount no more than 100% of the market value of the collateral and no less than the outstanding debt amount.