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Package “Invest Optima+”

Invest Optima + package provides you with:

  • Prestige and additional privileges;
  • Price advantage, freedom and comfort with a number of free banking services;
  • Considerable ease with one monthly fee and minimal costs;
  • Access to up-to-date information through 24/7 online banking.

 

What else can you choose for the price of a single monthly fee:

  • Free issuance of a debit card;
  • Unlimited number of free withdrawals with Debit Mastercard PayPass / Visa Electron at ATM of Investbank;
  • 2 free cash withdrawals with Debit Mastercard PayPass / Visa Electron at ATM of another bank in Bulgaria;
  • Unlimited number of POS payments at a merchant;
  • Unlimited number of internal bank transfers via Internet banking;
  • 2 pcs. free interbank transfers ordered through Internet Banking;
  • Unlimited number of free household bill payments for customers registered for the service “Time is money”;
  • Free electronic e-mail statement;
  • No monthly SMS notification for bank card transactions / movement or balance on the account;
  • Ability to use preferential terms when applying for a loan.

 

Additional bonus:

  • 50% discount on the monthly fee for a basic credit card;
  • Up to 0.60% discount on interest on loans for individuals.

 

Monthly fee 5,99 BGN!

 

Services included in the Invest Optima+ Package

Number

Standard Terms for a Tariff Service*

Preferential terms

Issuing a debit card

1

1,50 BGN

no fee

Current account with debit card Maestro / Visa Electron

1

2,29 BGN

no monthly fee

Online banking

1

1,50 BGN

no monthly fee

Intra-bank transfers via Internet banking

unlimited

0,55 BGN

unlimited

Transfer Bissera via Internet Banking

2

1,10 BGN

2 pcs. tax free

Cash withdrawal at ATM of Investbank

unlimited

0,25 BGN

unlimited

ATM cash withdrawal of another bank in Bulgaria

2

1,10 BGN

2 pcs. tax free

POS payment at merchant

unlimited

0,20 BGN – POS of other bank

0,00 BGN – POS of the bank

unlimited

Payment of utility services

unlimited

0,20 BGN

no fee

SMS notification of balance and transactions

unlimited

2,40 BGN

bonus

Electronic statement

monthly

free

free

MasterCard credit card

Standard / Visa Classic

1

3,91 BGN

50% discount on the fee -

1 EUR

PACKAGE PRICE

 

20,50 BGN

5,99 BGN

 

**Prices are calculated based on the following assumptions:

   

 

 

       

 

  • Intra-bank transfers via Internet banking

2 pcs. * 0,55 BGN

   

 

  • Cash withdrawal at ATM of Investbank

4 pcs. * 0,25 BGN

   

 

  • POS payment at merchant

6 pcs. * 0,20 BGN

   

 

  • Payment of utility services

6 pcs. * 0,20 BGN

   
           

 

*According to the Tariff for Physical Persons from 01.03.2019

After the specified number of free services included in the packages, the standard fees according to the current Terms, Interests, Fees and Commissions Tariff of Investbank apply to individuals.