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VISA GOLD with Chip Technology is a premium class credit card. Issued in BGN, EUR or USD. This card could be issued to a card current account and to be authorized on the ground of own funds or using a revolving overdraft loan from the Bank.



  • High security degree
  • Amount of the credit limit up to 10,000 currency units
  • SMS – notification for executed transactions and account balance
  • No fees for payments by merchants nationwide and abroad
  • Option for issuing additional cards to the main card, using one credit limit
  • Individual determining the overdraft amount used from each one card (main card and additional cards)
  • Option for changing the operation limits for payments, individually for each card
  • Free insurance „Travel assistance”
  • Receiving monthly statements for executed transactions with each one card
  • 30-day interest-free grace period within the calendar month
  • Option for a full repayment within the grace period or through minimum monthly payment of 5% from the total performed debt in 15-days period after the grace period
  • Using the “CASH BACK” option, valid only for Bulgaria
  • Option for individual or family health insurance by Health Insurance Company Bulgaria Health.
  • Exclusive preferences under the program Visa Luxury Hotel Collection