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Invest Dynamics – Agriculture: Standard Loan for working capital

- Short-term credit product designed to meet customers’ needs of working capital, available as a revolving credit line with a mandatory full repayment once a year
- The credit is granted in BGN or EUR
- Maximum BGN 200 000 or the equivalent in EUR per all customer ratings based on the officially declared net sales for the last financial year.
- Maximum period of 12 months from the date of the loan agreement with an option for an annual revolving, but not more than 36 months from the date of the contract.
- Beneficial interest rates and the opportunity to use interest rate bonuses
- For Loans up to BGN 100 000 the bank requires collateral mortgage
Collateral:
- Mortgage on property in residential, office, commercial building or industrial building;
- Mortgage on agricultural land;
- Pledge on machines, vehicles related to the core business of the company
- Restricted cash account with the Bank.
- Guarantee from the owners of the company

The insurance value of the insured to the bank guarantees should be in an amount not more than 100% of the market value of the collateral and no less than the outstanding debt.